War Risk Insurance

A country experiencing war, civil unrest, or similar hostile situations may be labeled by Penn’s insurance company as having a war risk. The current list* of countries in this category includes:

* This list is maintained and updated as needed by the insurance company.
** Coverage may be available on a limited basis for Penn-affiliated travel to Israel during the 2026-2027 academic year. Please contact travelsafety@pobox.upenn.edu for eligibility and coverage details. 

Penn travelers visiting the countries listed do NOT have insurance coverage for security evacuation, medical expenses if injured in an act of war, subsequent medical evacuation, repatriation of remains, and accidental death and dismemberment.

If a Penn student, faculty or staff member has plans to travel on a Penn-affiliated trip to a country on the war risk insurance list, please contact the Office of Risk Management and Insurance at least 4 weeks prior to departure.  Penn requires the traveler to complete and sign an acknowledgement of the insurance exclusion with the option to purchase an insurance rider to restore the affected benefits.