By: Adrian Rafizadeh, Wharton ’26

Adrian with colleagues at their company soccer game!

GRIP: FinTech in Medellin

As an American student abroad in a wholly new country, I knew I would be in for a new cultural experience — but Medellín’s warmness and friendliness truly captured my heart far beyond what I expected. Throughout my two months interning in Colombia, I found myself strongly drawn to the unique ways in which Colombians connect and communicate — subtle gestures that convey a sense of community and genuine care.

One of the most endearing cultural features I encountered was the tradition of greeting and bidding farewell in elevators. As you step into an elevator, you’re immediately met with a smile from a stranger. It’s not just any ordinary glance; it’s a connection, a recognition of shared humanity. It’s then customary to say “buenas” (a shortened buenos días / buenas tardes) upon entering, and “hasta luego” when exiting an elevator, regardless of whether you know the other person or not. Initially, I felt slightly self-conscious picking up on this, wondering if I was intruding on someone’s personal space. But over time, I learned to embrace this practice, realizing that it’s a beautiful way to acknowledge the presence of those around you. It’s a small action that bridges the gap between strangers.

Another charming custom I grew to love was the genuine concern for each other’s well-being, no matter the context. Before diving into a work conversation, be it in person or over a text message, the first question is always, “¿Qué tal?” or “¿Cómo vas?”: “How are you?” This simple gesture reminded me that beyond the tasks at hand, my Colombian colleagues value each other’s emotional state. It’s a reminder that life extends beyond the professional realm and that authentic connections matter, even when working on high-stakes financial transactions.

Reflecting on my time in Medellín, I’ve come to appreciate how these seemingly small actions speak volumes about Colombian culture. They demonstrate the warmth, openness, and innate friendliness of the people. While my internship at my investment bank equipped me with invaluable insights into the world of finance, it’s these cultural moments that have left an enduring mark on my heart.

As I prepare to return to Penn, I carry with me not just the finance lessons I’ve learned but also the wisdom that comes from immersing oneself in a culture that values human connections above all else. Medellín has taught me that it’s the moments of shared smiles in elevators and genuine concern for one another’s well-being that truly make life richer.

The Global Research and Internship Program (GRIP) provides outstanding undergraduate and graduate students the opportunity to intern or conduct research abroad for 8 to 12 weeks over the summer. Participants gain career-enhancing experience and global exposure that is essential in a global workforce.

GRIP Program Information