Health care and health insurance are important aspects of your life here and require careful thought and planning.
US government regulations require you to maintain adequate health insurance for yourself and your dependents. In the case of F-1 students, this is part of your general obligation to demonstrate financial ability to meet all of the costs of your stay at Penn.
In the case of J-1 students and scholars, this obligation is contained in a specific rule that requires termination of your J status for willful failure to maintain adequate insurance for yourself and your dependents. For insurance requirements, visit the US Department of State website.
The cost of health care in the United States is extremely high, often over $2,500 per day in some hospitals (covering room and board only). International students and scholars are not eligible for financial assistance from the US government or from the University to pay medical bills.
In Philadelphia, you can feel confident about the quality of care you will receive, as it is one of the top cities in the United States for medical care. There are many excellent hospitals and teaching institutions here, among them the hospitals of the University of Pennsylvania Health System (UPHS).